Traditional chit, simplified digitally
Run your chit. Leave the busywork to us.
Create and manage your chit, make bidding easier, keep track of payments, and keep members informed — all in one simple platform.
- Members are freeLive + Auto-BiddingSMS for every memberMultiple chits, one app
Still managing your chit with notebooks, spreadsheets and phone calls?
Running a chit involves more than collecting payments and conducting bids.
- 01Adding members means searching contacts, WhatsApp and old notebooks all over again.
- 02Tracking payments by hand means reconciling the same numbers more than once.
- 03Managing bidding on a call means someone always has to be reachable.
- 04Checking pending amounts means member after member asking you directly.
- 05Sending reminders and keeping everyone informed can take a lot of time on its own.
Chit Circle brings it all together in one place.
Everything you need to manage your chit, in one place.
Create your chit
Set up your chit details and rules.
Invite members
Add members by mobile number and send invitations by SMS.
Online bidding
Let members participate in online bidding and make the bidding process easier.
Track payments
See who has paid, what is pending, and keep payment activity organised.
Keep members informed
Share important updates, reminders and chit information.
Not every member needs a smartphone.
Some members prefer not to use an app. Some may not have a smartphone. Chit Circle can send important chit information and reminders to members by SMS.
- 01Auto-Bidding makes bidding easier — members who cannot join live can set the maximum amount they are willing to bid.
- 02Auto-Bidding uses that preference according to your configured rules.
- 03With or without a smartphone, members can stay connected to their chit.
Make bidding easier.
Start live bidding, let members participate, and record the bidding result in an organised way. Chit Circle helps you manage your chit's bidding process in one place.
Make Bidding Easier →
Start your first chit with 1 FREE Chit Group
Available to the first 100 chit owners. Get one free group to launch your first chit, redeemable within 12 months.
1 FREE Chit Group
Launch your first chit completely free, available to first 100 owners
12-Month Redemption
Use your free group anytime within 12 months of registration
Start Whenever Ready
Groups don't expire. Start your chit whenever you're prepared
Full Feature Access
Get complete access to bidding, payments, member management, and SMS reminders
Every chit isn't calculated the same way.
Different areas, groups and chit practices may use different calculation methods. Your chit uses a different calculation method? No problem.
For SaaS accounts, Chit Circle offers Custom Calculation Method Configuration based on your chit's method, with no additional customisation charge.
Discuss Your Calculation →Less chasing. More clarity.
Less calling
Reduce repeated calls for routine information.
More visibility
See payments, bidding and chit activity in one place.
Less repetitive work
Spend less time writing the same information and reconciling records.
An easier member experience
Keep members informed with timely updates and reminders.
Earn Free Chit Groups with Referrals
Know another chit owner? Refer them and earn free Chit Groups. When they join and activate their first chit, you get 1 free group.
Refer a Chit Owner
Share Chit Circle with another chit owner you know
You Earn 1 Free Chit Group
When they join and activate their first chit, you earn 1 free group
Max 10 Groups Per Year
Earn up to 10 free referral groups in a 12-month period
12-Month Expiry
Use your referral group within 12 months. Each group supports up to 10 members
Running a chit should be easier.
Chit Circle is built for people who run chits. Create chits, invite members, manage bidding, track payments and view chit activity from one place.
- Guided chit creation, even for first-time organisers
- A reusable member list for every future chit
- Manage multiple chits from one account
- One dashboard for auctions, members and pending collections
Members can stay informed about their chit.
After joining, members can receive important chit information and updates. SMS reminders and information can reach members, so a smartphone is not required for every member.
- Bid live, or set an Auto-Bid limit and let it work for you
- See what's paid, what's pending, and what's next
- Get reminders before every auction — never miss a date
- Use Chit Circle without a subscription fee
Easy for members. Easier for chit owners.
Getting started with Chit Circle is simple.
Create your chit
Set up the chit details and rules.
Invite members
Add members by mobile number.
Manage bidding and payments
Handle online bidding, Auto-Bidding and payment tracking in one place.
Stay on top of the chit
Track updates, reminders, payments and activity.
Chit information, when you need it.
Keep important chit information organised in one place. Make it easier to track bidding, payments and other activity so both chit owners and members can understand what is happening.
Questions, answered.
Only chit owners pay. Members use Chit Circle free.
Pay for the chits you run. Not for time.
No monthly subscription. No yearly commitment. Purchase Chit Groups when you need them and start them whenever you're ready.
Starter Pack
3 Chit Groups
- ✓Use whenever ready
- ✓No expiry on groups
- ✓Online bidding & payments
- ✓Member management
- ✓SMS reminders
Growth Pack
10 Chit Groups
- ✓Use whenever ready
- ✓No expiry on groups
- ✓Everything in Starter
- ✓Priority support
- ✓Advanced analytics
Enterprise
Customized for your business
Mobile app designed for you
Bank integration for payments
CRM integration for members
AI-powered insights & automation
Everything configured to your needs
Members don't need a subscription. They can bid, track payments, and stay updated — completely free.
Get 1 FREE Chit Group. Launch your chit today.
Join the first 100 founding chit owners and launch your first chit completely free. Get 1 free Chit Group to use whenever you're ready. Start bidding, payments, and member management — all handled.